Surety Protect Terms of Service

Effective Date: January 28, 2026

These Terms of Service ("Terms") govern your access to and use of the website located at https://www.suretyprotect.com (the "Website") and any related services provided by Surety Protect ("Company," "we," "us," or "our").

By accessing or using our Website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you must not use this Website.

1. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. Updates will be posted on this page with a revised effective date.

Your continued use of the Website after changes are published constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you meet this requirement.

3. Permitted Use

You agree that you will not:

Modify, copy, reproduce, distribute, or create derivative works of Website materials without authorization
Reverse engineer, decompile, or attempt to extract source code
Remove copyright or proprietary notices
Mirror or republish Website content on another server
Interfere with Website security or operations
Use the Website for unlawful, fraudulent, or abusive purposes
Transmit malware, spyware, or malicious code
Send unauthorized advertising or spam
Harvest personal information without consent
Violate intellectual property, privacy, or publicity rights

We reserve the right to restrict or terminate access for violations.

4. Intellectual Property Rights

All content on this Website, including text, graphics, logos, images, software, and design elements, is owned by or licensed to Surety Protect and protected by applicable intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes only.

This license does not transfer ownership and automatically terminates upon violation of these Terms.

5. User-Generated Content

You retain ownership of content you submit to us.

By submitting content, you grant Surety Protect a non-exclusive, royalty-free, worldwide, transferable, sublicensable license to use, reproduce, modify, publish, distribute, and display such content in connection with our business operations and marketing, consistent with our Privacy Policy.

You represent that you have all rights necessary to grant this license.

We reserve the right to remove content at our discretion.

6. No Professional or Legal Advice

Content provided on this Website is for general informational purposes only and does not constitute legal, financial, or surety advice.

Surety bonds, insurance products, and regulatory requirements vary by jurisdiction. You should consult qualified professionals before making decisions based on Website content.

7. Third-Party Services and Links

Our Website may contain links to third-party websites or services. We do not control or endorse such third parties and are not responsible for their content, policies, or practices.

Accessing third-party sites is at your own risk.

8. Disclaimer of Warranties

The Website and all materials are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, Surety Protect disclaims all warranties, express or implied, including but not limited to:

Merchantability
Fitness for a particular purpose
Non-infringement
Accuracy or reliability of content

We do not guarantee uninterrupted or error-free operation.

9. Limitation of Liability

To the maximum extent permitted by law:

Surety Protect shall not be liable for any indirect, incidental, special, consequential, or punitive damages
This includes loss of profits, data, business, goodwill, or opportunity

Our total liability for any claim shall not exceed the amount paid by you to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.

Some jurisdictions do not allow limitations, so these limits may not apply to you.

10. Indemnification

You agree to indemnify and hold harmless Surety Protect, its officers, directors, employees, contractors, and affiliates from any claims, damages, liabilities, costs, or expenses arising from:

Your use of the Website
Your violation of these Terms
Your infringement of third-party rights

11. Termination

We may suspend or terminate your access to the Website immediately and without notice if you violate these Terms.

All provisions which by their nature should survive termination shall survive.

12. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect and use personal information.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.

You agree to submit to the exclusive jurisdiction of the state and federal courts located in Florida.

15. Entire Agreement

These Terms constitute the entire agreement between you and Surety Protect regarding use of the Website and supersede all prior agreements.

16. Contact Information

Surety Protect
8586 Potter Park Dr.
Sarasota, FL 34238

📧 support@suretyprotect.com
📞 (239) 776-2686

Surety Protect Acceptable Use Policy

Effective Date: January 28, 2026

This Acceptable Use Policy ("AUP") governs the use of products, services, websites, systems, and technologies (collectively, the “Products”) provided by Surety Protect (“Company,” “we,” “us,” or “our”).

This policy is designed to protect Surety Protect, our customers, users, partners, and the broader internet community from illegal, harmful, unethical, or disruptive activity.

By accessing or using our Products, you agree to comply with this Acceptable Use Policy, our Terms of Service, and our Privacy Policy.

1. Policy Updates

We may modify this Acceptable Use Policy at any time. Updates will be posted on our website and become effective on the earlier of:

Your continued use of the Products after publication; or
Thirty (30) days after publication.

2. Fair Use

Our Products are provided with the expectation of normal and reasonable business usage.

If your usage is deemed excessive, abusive, or materially impacts system performance, we may:

Impose usage limits
Restrict capacity
Charge additional fees
Suspend or terminate access

Fair use determinations are made at our sole discretion.

3. Customer Accountability

Customers are responsible for:

Their own conduct
The conduct of authorized users
The conduct of any person accessing Products using the customer’s credentials

This includes unauthorized use resulting from the customer’s failure to implement reasonable security safeguards.

Customers agree to ensure that all end users comply with this AUP.

Complaints may be forwarded to the designated account contact.

We reserve the right to take immediate corrective action — including suspension or termination — without notice when violations occur.

To the maximum extent permitted by law, no service credits or refunds will be issued for interruptions caused by policy violations.

4. Prohibited Activities

A. Copyright Infringement and Unauthorized Material

You may not use our Products to transmit, store, publish, or distribute material that:

Infringes copyrights, trademarks, trade secrets, or other intellectual property rights
Is used without proper authorization
Is obscene, defamatory, or unlawful
Violates export control or sanctions laws

You are solely responsible for all content you upload, transmit, or publish and for securing appropriate permissions.

B. Spam and Unauthorized Messaging

Our Products may not be used for:

Sending unsolicited bulk or commercial messages
Facilitating spam from other providers
Operating unconfirmed mailing lists or messaging lists

All messaging lists must:

Be confirmed opt-in
Maintain verifiable consent records
Allow recipients to easily unsubscribe

The use of purchased, rented, or scraped email or phone lists is strictly prohibited.

This policy applies to messages sent:

Using our Products, or
From any network that directly or indirectly references a site hosted by Surety Protect

C. Malicious, Exploitative, or Harmful Activity

You may not use our Products to:

Distribute malware, spyware, or malicious code
Conduct denial-of-service attacks
Perform network scanning, spoofing, flooding, or packet sniffing
Attempt unauthorized access to systems or accounts
Circumvent security safeguards
Facilitate hacking, cracking, or phishing

D. Harassment, Abuse, and Hate Content

Our Products may not be used to:

Harass, threaten, or abuse individuals or groups
Promote hate speech or discrimination
Advocate racial, ethnic, or religious intolerance
Encourage or depict violence
Threaten health or safety

E. Fraud and Deceptive Practices

Prohibited activities include:

Obtaining services with intent to avoid payment
Assisting others in avoiding lawful payment
Misrepresentation, impersonation, or identity fraud
Publishing deceptive or misleading information

F. Privacy Violations

You may not:

Collect personal information without consent
Monitor or intercept communications unlawfully
Violate data protection or consumer privacy laws

G. Restricted and Illegal Activities

Our Products may not be used in connection with:

Illegal gambling operations
Terrorist organizations or activities
Narcotics trafficking
Human trafficking
Arms trafficking
Weapons of mass destruction
Nuclear, chemical, or biological weapons

Including any direct or indirect affiliation with such activities.

5. Unauthorized Use of Surety Protect Property